Postcode Lottery Review

Postcode Lottery review

Note: This review is based solely on the opinions of Please be aware that odds, offers and features are constantly subject to change. Always check the operators sites for factual verification.

The concept behind the Postcode Lottery is a simple one - you sign up with your postcode, there are daily draws, if your postcode is drawn you win some money. What’s more opaque and slightly confusing is what your chance of winning is and what size your jackpot is likely to be. has done an in-depth review to simplify the Postcode Lottery for you. Let’s get started:

When Is It Drawn?

Monday - Sunday: £1,000 Draw
Saturday: £30,000 Draw + £10 Draw
Sunday: £30,000 Draw + £20 Draw
Once per month: £3,000,000 Draw

How Much Can I Win?

Per £10 monthly subscription you have the following chances of winning:

Draw Chances Per Month To Win
£10 4,000 (approx*)
£20 4,000 (approx*)
£1,000 600 (approx*)
£30,000 8 (approx*)
£3,000,000 (divided by winning postcodes) 1

* This number will vary slightly by the number of days in the month

How Many People Play The Postcode Lottery?

There are 1,800,000 postcodes in the UK. According to the Postcode Lottery website, 60% of UK postcodes play the Postcode Lottery. This equals 1,080,000 monthly postcodes playing. Obviously, we don't know how many players there are per postcode - the more players in your postcode the more people to share the jackpot if you win.

Postcode Lottery Odds

Based on a 1 month subscription of £10 - the minimum required to play. The odds of winning the postcode lottery are:

Draw Odds Of Winning
£10 1 in 270 approx. See odds breakdown
£20 1 in 270 approx. See odds breakdown
£1,000 1 in 1,800 approx. See odds breakdown
£30,000 1 in 135,000 approx. See odds breakdown
£3,000,000 (divided by winning postcodes) 1 in 1,080,000 approx. See odds breakdown

£3,000,000 Draw

To be clear, you can only win a share of the £3,000,000 monthly prize, you cannot win it all. The maximum amount that can be won by a single ticket is 10% of draw proceeds up to a maximum of £400,000.

You have to remember you share the prize by the number of your neighbours in the same postcode signed up to Postcode Lottery. We can do some basic maths to get an approximate probability:

Number of UK postcodes: 1,800,000
Number of UK postcodes included in Postcode Lottery: 60%
60% of 1,800,000 = 1,080,000
Per month you have a 1 in 1,080,000 chance of winning the jackpot

The £3,000,000 jackpot is divided by the number of neighbours in your postcode. This can vary widely, so let’s look at a few scenarios

Number of Neighbours You Share The Jackpot With You Each Win
0 (just you) £400,000. This is because the maximum prize per ticket is capped at £400,000
5 £400,000. This is because the maximum prize per ticket is capped at £400,000
10 £300,000
15 (the average number of house per postcode in the UK) £200,000

We don’t know exact figures, however, the winners section on the Postcode Lottery website seems to suggest the average jackpot win is in the region of £100,000 - £200,000

£30,000 Draw

For the £30,000 draw you have the same probability of winning as you do the £3,000,000 draw. There’s just a couple of differences to the prize structure:

  1. You don’t have to share the £30,000 with your neighbours. Every ticket will win £30,000 each.
  2. There is a draw every Saturday and Sunday for £30,000. This means for your £10 per month you get approximately 8 chances (depending how the days of the month fall) to win £30,000. As there are approximately 1,080,000 postcodes in each draw this gives us 8 in 1,080,000 chance of winning or 1 in 135,000.

£1,000 Draw

Every day of the month 20 postcodes are selected to win £1,000. Again, like the £30,000 Draw, this is £1,000 for each ticket, it is not divided by the number of people playing in that postcode.

As there are approximately 1,080,000 postcodes in each draw, we have (20 * days in month) in 1,080,000 chance of winning. Let’s say we have 30 days in the month that would be 600 in 1,080,000 chance of winning. Or 1 in 1,800.

£20 Draw

Each Sunday 1,000 postcodes are selected with each player in that postcode winning £20. Let’s say there are 4 Sundays per month. That would make in (4 * 1,000) in 1,080,000 chance of winning, or, 4,000 in 1,080,000. That is a 1 in 270 chance of winning £20.

£10 Draw

Each Saturday 1,000 postcodes are selected with each player in that postcode winning £10. Let’s say there are 4 Saturdays per month. That would make in (4 * 1,000) in 1,080,000 chance of winning, or, 4,000 in 1,080,000. That is a 1 in 270 chance of winning £10.


The Postcode Lottery doesn’t offer an option for playing in a syndicate. Although it would be possible, it could perhaps be confusing to create a syndicate with multiple players from mutiple postcodes.

Scratchcards & Instant Wins

Postcode Lottery doesn’t offer any options for scratchcards or instant wins.

Good Causes

Although the Postcode Lottery isn’t particularly well-known for it’s contributions to good causes it actually is rather exceptional. The Postcode Lottery donates 32% of ticket sales to good causes - this is much better than the UK National Lottery (28%) and Health Lottery (20.3%).

Since it’s inception in 2005 the Postcode Lottery has donated over £500M (as of December 2019) to charities such as WWF, Dogs Trust, Woodland Trust and WaterAid.

Celebrity Endorsements

Due to their high profile good cause donations the Postcode Lottery has got some rather special celebrity endorsements:

Postcode Lottery celebrities

UK Customers: Yes

Syndicates: No

Commission on Winnings: No

Payment Methods: Visa, Mastercard, Maestro, Visa Electron, Direct Debit, PayPal, Pay360

License: Postcode Lottery Limited is incorporated in England and Wales and is licensed and regulated by the Gambling Commission UK. Company reg. no. 04862732. VAT reg. no 848 3165 07.

Social Followers: Facebook (295,000), Twitter (42,000)

* Information correct as of 17/12/19. Check website for latest information


Postcode Lottery is ranked #3 out of 3 traditional lotteries

How To Play

  1. Create an account using your postcode. You can purchase up to three tickets per postcode
  2. You have to pay month by month. It’s £10 per month and only available using Direct Debit. You can cancel at any time but may have to wait a month for the cancellation to take effect.
  3. Your postcode is automatically entered into every draw. There is a guaranteed winner in each draw as only postcodes entered are in the draw - it’s more of a raffle than a lottery
  4. If you win, you’ll be notified by email or SMS. Or, if you’re a big winner you’ll get a personal visit to your postcode.

Postcode Lottery Promo Codes & Offers

The Postcode Lottery doesn’t seem to offer any promo codes or regular offers. In our opinion this is a mistake. Lotteries such as the Health Lottery offering weekly promotions really makes things interesting.

Health Lottery Odds

Numbers Matched Prize Odds Of Winning
Match 5 Jackpot.

10% of Ticket Sales. Minimum of £25,000

1 in 2,118,760
Match 4 + Bonus Ball £10,000 1 in 423,752
Match 4 £250 1 in 9,631
Match 3 + Bonus Ball £50 1 in 4,815
Match 3 £10 1 in 224
Match 2 + Bonus Ball £5 1 in 224
Match 2 Free Ticket 1 in 16
Match 1 + Bonus Ball Free Ticket 1 in 32
Visit The Postcode Lottery » Write A Review


You could win with at the same time as your neighbours - makes for more of a community feeling lottery.
Good odds of winning a small prize
Fantastic work for good causes across the UK. 32% of ticket sales goes to good causes.


Having to pay £10 per month to be entered into all draws is quite inflexible. It would be better if you can enter a single draw or multiple as you wish
No live draws
No scratchcards or instant wins plus the monthly subscription model gives it quite a boring feel - set your Direct Debit and forget about it. It lacks the excitement of traditional lotteries.

Visit The Postcode Lottery » Write A Review

User Reviews of postcode lottery

0.0 / 5

Review Disclaimer: These reviews are the subjective opinions of visitors and not of See Terms for further details.

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