Postcode Lottery Review

Postcode Lottery review

Note: This review is based solely on the opinions of Please be aware that odds, offers and features are constantly subject to change. Always check the operators sites for factual verification. #Ad. Find out more on our How Our Site Works page.

The concept behind the Postcode Lottery is a simple one - you sign up with your postcode, there are daily draws, if your postcode is drawn you win some money. What’s more opaque and slightly confusing is what your chance of winning is and what size your jackpot is likely to be. has done an in-depth review to simplify the Postcode Lottery for you. Let’s get started:

When Is It Drawn?

Monday - Sunday: £1,000 Draw
Saturday: £30,000 Draw + £10 Draw
Sunday: £30,000 Draw + £20 Draw
Once per month: £3,000,000 Draw

How Much Can I Win?

Per £10 monthly subscription you have the following chances of winning:

Draw Chances Per Month To Win
£10 4,000 (approx*)
£20 4,000 (approx*)
£1,000 600 (approx*)
£30,000 8 (approx*)
This is divided by winning postcodes. The max winnings per ticket is £400,000

* This number will vary slightly by the number of days in the month

How Many People Play The Postcode Lottery?

There are 1,800,000 postcodes in the UK. According to the Postcode Lottery website, 60% of UK postcodes play the Postcode Lottery. This equals 1,080,000 monthly postcodes playing. Obviously, we don't know how many players there are per postcode - the more players in your postcode the more people to share the jackpot if you win.

Postcode Lottery Odds

Based on a 1 month subscription of £10 - the minimum required to play. The odds of winning the postcode lottery are:

Draw Odds Of Winning
£10 1 in 270* See odds breakdown
£20 1 in 270* See odds breakdown
£1,000 1 in 1,800* See odds breakdown
£30,000 1 in 135,000* See odds breakdown
This is divided by winning postcodes. The max winnings per ticket is £400,000
1 in 1,080,000* See odds breakdown

* Approximate odds. See calculation below.

Compare Against Other Lottos / Betting Products

Average Jackpot Odds Of Winning Jackpot Value
Postcode lottery £300K* 1 in 1M Low Bet Now
National lottery £10M* 1 in 45M Average Bet Now
Lottoland £5M* 1 in 10M Good Bet Now

* Approximate jackpots based on previous six months.

Want to understand how we calculate 'Value'? Read More

£3,000,000 Draw

To be clear, you can only win a share of the £3,000,000 monthly prize, you cannot win it all. The maximum amount that can be won by a single ticket is 10% of draw proceeds up to a maximum of £400,000.

"The maximum amount that can be won by a single ticket is 10% of draw proceeds up to a maximum of £400,000"

You have to remember you share the prize by the number of your neighbours in the same postcode signed up to Postcode Lottery. We can do some basic maths to get an approximate probability:

Number of UK postcodes: 1,800,000
Number of UK postcodes included in Postcode Lottery: 60%
60% of 1,800,000 = 1,080,000
Per month you have a 1 in 1,080,000 chance of winning the jackpot

The £3,000,000 jackpot is divided by the number of neighbours in your postcode. This can vary widely, so let’s look at a few scenarios

Number of Neighbours You Share The Jackpot With You Each Win
0 (just you) £400,000.
This is because the maximum prize per ticket is capped at £400,000
5 £400,000.
This is because the maximum prize per ticket is capped at £400,000
10 £300,000
15 (the average number of houses per postcode in the UK) £200,000

We don’t know exact figures, however, the winners section on the Postcode Lottery website seems to suggest the average jackpot win is in the region of £100,000 - £200,000

£30,000 Draw

For the £30,000 draw you have the same probability of winning as you do the £3,000,000 draw. There’s just a couple of differences to the prize structure:

  1. You don’t have to share the £30,000 with your neighbours. Every ticket will win £30,000 each.
  2. There is a draw every Saturday and Sunday for £30,000. This means for your £10 per month you get approximately 8 chances (depending how the days of the month fall) to win £30,000. As there are approximately 1,080,000 postcodes in each draw this gives us 8 in 1,080,000 chance of winning or 1 in 135,000.

£1,000 Draw

Every day of the month 20 postcodes are selected to win £1,000. Again, like the £30,000 Draw, this is £1,000 for each ticket, it is not divided by the number of people playing in that postcode.

As there are approximately 1,080,000 postcodes in each draw, we have (20 * days in month) in 1,080,000 chance of winning. Let’s say we have 30 days in the month that would be 600 in 1,080,000 chance of winning. Or 1 in 1,800.

£20 Draw

Each Sunday 1,000 postcodes are selected with each player in that postcode winning £20. Let’s say there are 4 Sundays per month. That would make in (4 * 1,000) in 1,080,000 chance of winning, or, 4,000 in 1,080,000. That is a 1 in 270 chance of winning £20.

£10 Draw

Each Saturday 1,000 postcodes are selected with each player in that postcode winning £10. Let’s say there are 4 Saturdays per month. That would make in (4 * 1,000) in 1,080,000 chance of winning, or, 4,000 in 1,080,000. That is a 1 in 270 chance of winning £10.


The Postcode Lottery doesn’t offer an option for playing in a syndicate. Although it would be possible, it could perhaps be confusing to create a syndicate with multiple players from mutiple postcodes.

Scratchcards & Instant Wins

Postcode Lottery doesn’t offer any options for scratchcards or instant wins.

Good Causes

Although the Postcode Lottery isn’t particularly well-known for it’s contributions to good causes it actually is rather exceptional. The Postcode Lottery donates 32% of ticket sales to good causes - this is much better than the UK National Lottery (28%) and Health Lottery (20.3%).

Since it’s inception in 2005 the Postcode Lottery has donated over £500M (as of December 2019) to charities such as WWF, Dogs Trust, Woodland Trust and WaterAid.

Celebrity Endorsements

Due to their high profile good cause donations the Postcode Lottery has got some rather special celebrity endorsements:

Postcode Lottery celebrities

UK Customers: Yes

Syndicates: No

Commission on Winnings: No

Payment Methods: Visa, Mastercard, Maestro, Visa Electron, Direct Debit, PayPal, Pay360

License: Postcode Lottery Limited is incorporated in England and Wales and is licensed and regulated by the Gambling Commission UK. Company reg. no. 04862732. VAT reg. no 848 3165 07.

Social Followers: Facebook (295,000), Twitter (42,000)

* Information correct as of 17/12/19. Check website for latest information


Postcode Lottery is ranked #3 out of 3 traditional lotteries

How To Play

  1. Create an account using your postcode. You can purchase up to three tickets per postcode
  2. You have to pay month by month. It’s £10 per month and only available using Direct Debit. You can cancel at any time but may have to wait a month for the cancellation to take effect.
  3. Your postcode is automatically entered into every draw. There is a guaranteed winner in each draw as only postcodes entered are in the draw - it’s more of a raffle than a lottery
  4. If you win, you’ll be notified by email or SMS. Or, if you’re a big winner you’ll get a personal visit to your postcode.

Postcode Lottery Promo Codes & Offers

The Postcode Lottery doesn’t seem to offer any promo codes or regular offers. In our opinion this is a mistake. Lotteries such as the Health Lottery offering weekly promotions really makes things interesting.

Postcode Lottery Odds

Draw Odds Of Winning
£10 1 in 270 approx. See odds breakdown
£20 1 in 270 approx. See odds breakdown
£1,000 1 in 1,800 approx. See odds breakdown
£30,000 1 in 135,000 approx. See odds breakdown
This is divided by winning postcodes. The max winnings per ticket is £400,000
1 in 1,080,000 approx. See odds breakdown

Compare Against Other Lottos / Betting Products

Average Jackpot Odds Of Winning Jackpot Value
Postcode lottery £300K* 1 in 1M Low Bet Now
National lottery £10M* 1 in 45M Average Bet Now
Lottoland £5M* 1 in 10M Good Bet Now

* Approximate jackpots based on previous six months.

Want to understand how we calculate 'Value'? Read More

Visit The Postcode Lottery » Write A Review


You could win with at the same time as your neighbours - makes for more of a community feeling lottery.
Good odds of winning a small prize
Fantastic work for good causes across the UK. 32% of ticket sales goes to good causes.


Low value for money compared to National Lottery or Irish Lotto. See compare section.
Having to pay £10 per month to be entered into all draws is quite inflexible. It would be better if you can enter a single draw or multiple as you wish
No live draws
No scratchcards or instant wins plus the monthly subscription model gives it quite a boring feel - set your Direct Debit and forget about it. It lacks the excitement of traditional lotteries.

Visit The Postcode Lottery » Write A Review

User Reviews of postcode lottery

1.1 / 5


Jan 15, 2023

play any random postcode you like

We moved house last year and I phoned PCL to change my address. Turns out, you don't have to play the postcode you live at.... you can play any old postcode you want! I was asked if I wanted to keep my old postcode which came up a few times only with tenner wins in all the years we'd played it. New address no better really - one tenner in 18 months. How to identify a 'luckier' postcode though... hmm...
By louise
Dec 15, 2022


It amazes me how many £10.00 wins my husband has won. It roughly the same amount every year. Reading this you may say your lucky. No. With these wins of £10.00 it never gets above ten pound. Something is fishy. Something is not right how these postcodes are pulled. Makes me question how winners are pulled for the big prizes. Some thing dosent makes sense. Just a thought for you post code lottery.
By Serena Holloway
Oct 19, 2022

It's a con

Not the best start paying £30 a month haven't won diddly squat. Last time my postcode won was back in 2020 £10 blinking pound very disappointing
By Seasidesteve
Aug 09, 2022

Gone downhill

Where have the £10.00 & £20.00 weekend draws gone. NO NOTIFICATION. Now you can't even see the results daily. I don't want to put my postcode in to be told I have not won. I WANT TO SEE ALL THE POSTCODES THAT HAVE WON. WILL soon cancel my subscription
By D.lawrence
Jun 15, 2022

Odds of winning

The odds of winning at £10 month are supposed to be 77% according to postcode lottery spastics. So basically if I don’t win £10 in ten months bye bye postcode lottery. I used to have premium bonds will send it there at least you still keep your stake amount.
By Patrick Harnett
May 19, 2022

People expect..

From reading the comments it sounds like people expect to sign up to this and then win a large amount of money. If only life were that simple! The postcodes are selected at random, you have just as much odds at winning as everyone else that holds a ticket but then if you don't understand that, it's probably the reason your on here complaining anyway!
By Dean
May 18, 2022

Waste of time

Easy to say waste of time when in 8 years I won 2X£10. Never seen a site without a single positive review. Check out my postcode RG22 ### drawn once in 3 years for the £1000, never in major draws and it's a massive area, highly populated.
By Johnnie Jones
Apr 12, 2022

Waste Good Money

Gave up after over 4 years of playing every month. Even moved to a new postcode in the North West. Only received very few £10 wins....all pointless as it was costing me that amount to enter each month. I can't believe anyone wins, especially in the lower class areas. Have had more luck on the occasional scratch card! And at least I get to choose when I want to chance my luck! If you look at the odds of winning on any such lottery. You'll see the real winners are the for the charities they allegedly support they're lucky to get any chance of receiving a fair amount. Purely minimal amount shared out to too many with their begging bowl out. Especially considering the administrative fees charities demand before helping charitable causes they are supposed to help.
By Sue Meredith
Feb 15, 2022

I have won

I live in a rural area and over 6 years or so, I won quite a few £10’s, then a year ago I won £2,000 with 2 tickets. Nothing since, but I was so pleased 😃
By Jennifer J
Feb 03, 2022

All negative reviews

Why are there no positives reviews where are the reviews from all the supposedly winners I don’t believe there are any real winners. Here is another negative I have contributed to this lottery since the beginning and have only won 5 x £10 wins. Someone here wrote the Midlands always gets lucky I live in the Midlands but have only been lucky with a £10 win I know it’s a lottery but for goodness shake up the machine it seems to me the machine is programmed to the north of the country
By L.Loughran
Feb 02, 2022

Most won 10. Doing it 7 years

Odds off winning not good
By A lord
Jan 19, 2022

10 quid

Done from the start , the very very odd 10 quid only amounts to a free go ,
By Maureen parkes
Nov 24, 2021


Been playing for around 12 year now and not even close, why do under privelaged areas post code never come out in the big draws, always areas that have money only saying.
By Sylvia B
Oct 21, 2021

13 years old nothing

I'm hoping for a win due to family illness I play all the time I'm just hoping my post code will pull mine out I'm praying to god daily for this never would normally so please god look down on us at our most vulnerable time
By Gillian Picton
Aug 24, 2021

Do not waste your money

if you are thinking of entering the postcode lottery (save your money), I have been entered over 5 years and if you are lucky have 2 - 3 wins a year on the £10 at weekends draw, if you look at other postcodes it is about the same result for them . I phoned up the help line to cancel and asked how many people are entered in the same postcode as mine and they could not answer my question and also how many postcodes are there entered in the UK and again they could not give me an answer to my question which seems very strange when they ARE THE POSTCODE LOTTERY. I have now cancelled and I give to my local charity and not the the Post Code Lottery to sponsor a TV program, my experience is save your money or give to a local charity that spends it's funds on what they are set up for !
By Stan Rae
Jul 12, 2021

Odds on winning

We live in the South East and I’ve yet to see anyone winning down this way or anywhere near us , we don’t mind supporting charities but it’s about time it came down this way .
By Hewitson
Jun 14, 2021

Would be better if things were explained er better

Their adverts are all about people winning "oh chuffin thurtee GGGrannnnnd, tha never wins oat" but neglect to tell you about the different bands of winnings, just makes it seem the prizes are random amounts, doesn't explicitly show there's a max limit to winnings per household, i never knew the max winnings were £400k per household. Also a £400k (£3 million) win with odds of 1 million+/1 you'd be far better with the Irish Lotto, £10 per month with that amount of chances to win versus playing multiple draws on the IL with whatever stake you want with far better winnings than the PPCL, i know what i'd rather
By Susan Boyle's boil
May 13, 2021

Not great

Thought I might have won something in 3 years.. £10 a month for 3 years and not won a thing
By Dermott
May 08, 2021

Waste of money

Only any good in some areas. If you live in small area, waste of time! Only 5 houses here, bet I am am only one does this too! Never heard anyone getting more than £10
By Sally
Apr 06, 2021

Not won in a very long time

Initially we won a couple of times very quickly after we had signed up. Only tenners at a time. Now , we haven't won in a long time. Makes you wonder of it is all staged a bit. However, I'll keep playing as if I don't my postcode is bound to win, and that's how they've got you! Easy to set up and play though, no hassle just disappointing.
By Amanda
Mar 14, 2021


Around my area ex15 and surrounding areas I have found that the most people win is £10. Looking back over 5 years that some people have been signed up for are well and truly losers. Paid in, £600, won at most over those years is, £100 to £120. I am now going to research other areas of the Uk to see which areas are winning big. Needles to say I am stopping paying into the P C L.
By Duped
Dec 17, 2020

Hey if your interested, then So am I

The only people that I can see that win this already have nice houses in a nice area, so why is it guys like us are only winning the odd £10 mmm feels like it's for the guys who have something and not us guys who have naff all.
By Neil
Oct 20, 2020

Lucky if you live in Birmingham and surrounding areas

When I first signed up around 4 years ago ,I was winning £10 on a regular basis, that soon came to end and haven't won anything for over a year, but my neighbour has £10 twice in the past 2 months, not me, how does that happen. Going to cancel mine.
By pip
Sep 17, 2020


Not good, NORTH WALES IS LEFT OUT. Mentioned it to them, a week later won a tenner !!!!??? Make of that what you will !!??
By Lynda Gripton
Sep 17, 2020

No one in our area

Was on this for nearly a year. Few £10 winners but no one in our postcodes won the £30k. Its more midlands and up North it seems. Needs to be more centralised.
By Cliff
Aug 16, 2020

Not the right area

Apparently, where I live is not a popular area.. Too far north... Pah
By Briggs
Jul 19, 2020

What about central areas of London

This lottery has hit certain country locations twice, either a mews or colder sack what about tower blocks London streets. It seems these have too many occupants so payouts could be expensive.
By Chezza
May 08, 2020

The jackpot needs increasing

They sponsor Emmerdale and are all over the TV at the momoment. They've obviously got loads of money so why is the jackpot so sh**?!
By Danny J
Apr 22, 2020

Review Disclaimer: These reviews are the subjective opinions of visitors and not of See Terms for further details.

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